How to Get Dubai PR for Indians? Application & Eligibility

Dubai has become a prime destination for Indians seeking new opportunities, with its fast-growing economy, tax-free income, and world-class lifestyle. Many Indians consider obtaining Permanent Residency (PR) in Dubai as a gateway to a prosperous future.

While Dubai does not provide a traditional Permanent Residency (PR) system, it offers several long-term residency options that serve a similar purpose. These options include the Golden Visa, Retirement Visa, Investor Visa, and Employment Visa, each catering to different categories of residents.

This article will guide you through these various options, the application process, and the eligibility criteria for obtaining a Dubai PR visa.

Understanding Dubai's Residency Options

Dubai is a melting pot of cultures and offers a thriving economy, excellent healthcare, and a high standard of living. As it is a popular destination for expatriates, the country has introduced several options to obtain long-term residency.

Before understanding how to get Dubai PR, it is essential to explore these options in detail:

Golden Visa

The Golden Visa is perhaps the most popular UAE PR option. Launched in 2019, it offers a long-term residency of 5 to 10 years to investors, entrepreneurs, specialised talents, and researchers. The visa is renewable and allows the holder to live, work, and study in the UAE. Applicants need to fulfil specific criteria, such as substantial investment in property or business or exceptional skills in fields like science, technology, and medicine.

Retirement Visa

For Indian nationals above the age of 55, Dubai offers a Retirement Visa under the "Retire in Dubai" programme with a validity of five years. To qualify, applicants must meet financial criteria, such as a monthly income of AED 20,000, savings of AED 1 million, or ownership of a property in Dubai worth AED 2 million.

Investor Visa

This renewable visa is valid for 3 years and is designed for individuals who want to start or invest in a business in Dubai. This UAE PR visa is available for those who make a minimum investment of AED 10 million in public investments or AED 1 million in a property. Investors can also sponsor their family members under this visa category.

Employment Visa

The Employment Visa is the most common route for obtaining residency in Dubai. This visa is linked to your employment in the UAE and is usually valid for two to three years, depending on your contract. Your employer acts as your sponsor, and the visa is renewable as long as you remain employed with the company.

Eligibility Criteria

Long-term residency in Dubai offers numerous benefits, including the ability to live and work in a tax-free environment, access to world-class healthcare and education, the freedom to travel in and out of the UAE, and the opportunity to sponsor family members.

If you’re planning to avail these benefits, you must meet the following requirements:

Income Requirements

Income is a key factor in determining eligibility for various long-term visas in Dubai. For the Retirement Visa, you must have a monthly income of at least AED 20,000. The Golden Visa and Investor Visa also require proof of substantial financial resources.

Property Investment

Investing in property is a significant pathway to long-term residency in Dubai. To qualify for the Golden Visa or Investor Visa, you must invest in a property worth at least AED 1 million. The property should be freehold and fully paid off.

Employment and Sponsorship

If you are seeking residency through employment, your employer must sponsor you. The company needs to be registered in the UAE, and your job role should meet the Ministry of Human Resources and Emiratisation (MOHRE) requirements. Additionally, certain specialised professionals, like doctors, engineers, and scientists, are eligible for long-term visas under the Golden Visa scheme.

Business Ownership

Entrepreneurs who own businesses in Dubai can apply for the Investor Visa. The business must be registered in the UAE, and the owner should have a significant stake in the company. The business should also be profitable and contribute to the local economy.

Documentation Required

Though each visa type will require different documents, the following points present the most common requirements:

• A valid passport

• Proof of income or investment

• Property ownership documents

• Business registration papers (for Investor Visa)

• Employment contract and company details (for Employment Visa)

• Medical fitness certificate
  
  Read More: Dubai Visa for Indians: Everything You Need to Know

   

How to Get Dubai PR: Step-by-Step Guide

Once you have chosen the visa category that best suits your purpose (Golden Visa, Retirement Visa, Investor Visa, or Employment Visa), you must follow the below-mentioned steps:

Gather Necessary Documents

Prepare all the required documentation, including financial statements, property deeds, and employment contracts.

Submit Application

Applications can be submitted online through the General Directorate of Residency and Foreigners Affairs (GDRFA) website or through authorised typing centres in Dubai.

Pay Fees

Pay the applicable visa fees. The fees vary depending on the type of visa and duration and can range from AED 4,000 to AED 15,000.

Undergo Medical Examination

A medical fitness test is mandatory for all visa applicants. You will need to visit an authorised medical centre in Dubai.

Receive Visa Approval

Once your application is processed and approved, you will receive your residency visa, which will be stamped on your passport. Processing time can take from a few days to a few weeks.

Importance of Travel Insurance

In addition to the above steps, you must also secure travel insurance when applying for a Dubai PR visa or any long-term residency option.

Travel insurance provides coverage for medical emergencies, trip cancellations, and other unforeseen circumstances that may arise during your stay in Dubai. Given the stringent requirements for medical fitness and the high cost of healthcare in Dubai, having a comprehensive travel plan can protect you from financial strain.

For Indians applying for long-term residency, travel insurance is particularly important because it offers peace of mind while navigating the initial stages of relocation. In some cases, proof of travel insurance is required during the visa application process to demonstrate that you are prepared for any medical contingencies.

Travel insurance also covers you during the initial period when you might not yet have access to local health insurance plans in Dubai. This ensures that you and your family are protected from unexpected medical expenses, allowing you to focus on settling into your new life without worry.

Safeguard Your Dubai Travel Plans with Niva Bupa Insurance

The various long-term residency options provide ample opportunities for Indians looking to make Dubai their second home. The best travel insurance plans from Niva Bupa can ensure your financial safety while you go through the visa process and wait for the application to get approved. Our plans cover hospitalisation expenses, accident-related bills, trip delays/cancellations, lost luggage, and more. You are thus assured of comprehensive protection and can focus on the visa process without worrying about unforeseen expenses.